One Stop Shop For Multiple Loans

Spot Loan makes possible to request such financial services as installment and payday loans with a single application form. Such solution will help to find more options for you. Loan amounts may vary from $100 to $5,000.

Get Cash Now




About Spot Loan - Get Started Simple & Securely

Spot Loan would be your choice of help your financial problem.

Complete an application, If you qualify for a loan, review the terms and conditions of your specific loan offer and receive your funds in as little as one business day.

Spot Loan offers payday loan and installment loans of $100 to $5,000 at insight competitive interest rates. However, since Spot Loan doesn’t charge a prepayment penalty, you can save on interest by paying off your loan early. Spot Loan does its best to keep borrows informed. Spot Loan follows a list of best practices of OLA (Online Lender’s Alliance)

Fast, Free and Flexible

Apply online in just minutes no more document or call required simply content. Spot Loan processes your application and your loan is very fast you can know approval to result in few minutes.

Any Where Any Time 24/7

Fill out an online form, it is even possible to submit your request through Spot Loan 24hrs every day. All you need is a laptop or smartphone phone with internet connection.

100% Safe and Secure

Spot Loan runs a secure website with 256-bit SSL encryption alongside industry-standard firewalls and virus protection software. It states that only authorized employees have access to your information.

Benefits of Spot Loan
Installment Loans

An installment loan is technically any loan that comes in one fixed amount that you repay plus interest and fees in regular payments. Personal loans, student loans, and car loans are technically installment loans. However, most loans that lenders refer to as an installment loan are a type of short-term loan — similar to a payday loan.

When you want to receive cash urgently, but a low credit score may be an obstacle. But installment loans generally come with fewer strict criteria than traditional personal loans. Spot Loan can lend you money in a pinch — even with poor credit or no collateral. But watch out for limited state availability and potentially high costs.

find my rate
  • Lower Your Payments

    Pay back your installment loan early without fees or penalties. You won’t pay origination fees, either.

  • Simplify Your Finances

    Spot Loan is free to use. It takes only a few minutes to fill out an application and potentially be connected with a lender.

  • Flexible Options

    Spot Loan accepts borrowers with every credit background. All you need is a regular source of income to qualify. Loan term are up to 3 years in some states

  • No Originations Fees

    You’re free to select the offer that best fits your financial needs — and you’re not obligated to accept any of them.

Why take a loan with Spot Loan?

You can apply for payday loans and installment loans through Spot Loan.
The online application process is quick, and you can expect to be connected with a lender in just a few minutes..

Single application, Multiple lenders

When you send the application through Spot Loan Will have the potential to reach the lender's score You can be sure that TrustedLoanNetwork Will connect with the lender according to the appropriate options based on your application details and the criteria of the different lenders.

Quick Decision & Quick Process

Real-time Lenders decision, the online application does not take longer to complete and you can know the approval results almost immediately. Once approved, you can expect money to be transferred to your bank account that has been nominated immediately on the next business day.

Certified Service & Bad Credit OK

Spot Loan Not a lender and not checking all types of credit They connect your application to network lenders that are likely to approve your loan request. Spot Loan Comply with state laws and make the loan process transparent.

How to apply loan 3 step only


Apply in Minutes

You need to only fill out the online form, and we will then match up your needs with the lenders.


Verify and Approve

Your loans decision provide in real-time, Same Day Approval based on the information you submit.


Recive Your Money

Review and agree to lender's terms then money will be automaticly deposited to your account.

Trusted By Thousands Peoples

What people are saying about Spot Loan product and service.

Excellent very easy to apply people
are very helpful

I liked how fast and easy it was! It helped me know that I was approved very quickly.

Chester H. Davis

Simple and very smooth process
easy to get loan

Spot Loan service was quick and simple. I would use this site again and recommended this to my friends.

Linda M. Evans

Important Disclosures. Please Read Carefully.

This service is not available in all states. If you request a loan in a particular state where such loans are prohibited,or in a location where does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. is not a lender and does not make loan or credit decisions. connects interested persons with a lender from its network of approved lenders. does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless,’s service is always free to you.

By submitting your information via this website, you are authorizing and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize to share your information and credit history with a network of approved lenders and lending partners.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.